{"id":62162,"date":"2025-03-27T00:01:36","date_gmt":"2025-03-26T23:01:36","guid":{"rendered":"https:\/\/campax.org\/?page_id=62162"},"modified":"2025-03-27T14:14:10","modified_gmt":"2025-03-27T13:14:10","slug":"le-classement-climatique-de-votre-assurance","status":"publish","type":"page","link":"https:\/\/campax.org\/fr\/le-classement-climatique-de-votre-assurance\/","title":{"rendered":"Le classement climatique de votre assurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"62162\" class=\"elementor elementor-62162 elementor-61738\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7fb233ae elementor-section-full_width elementor-section-height-min-height elementor-section-items-top elementor-section-content-top top-news-container white-on-black elementor-section-height-default\" data-id=\"7fb233ae\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a3cf40e top-news-spacer\" data-id=\"6a3cf40e\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-39d2663b top-news-textcontainer elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39d2663b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-13322831 top-news-textbox\" data-id=\"13322831\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b91bbac elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"b91bbac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Le classement climatique de votre assurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b94dd93 elementor-widget elementor-widget-heading\" data-id=\"b94dd93\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Les directives des assurances de biens et responsabilit\u00e9 civile suisses sous la loupe.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-79f84734 narrow elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"79f84734\" data-element_type=\"section\" id=\"article-lead lead\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b9b7a0\" data-id=\"8b9b7a0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da4b6f0 elementor-widget elementor-widget-spacer\" data-id=\"da4b6f0\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d4c5934 elementor-widget elementor-widget-text-editor\" data-id=\"2d4c5934\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Le choix de votre assurance responsabilit\u00e9 civile, de votre assurance m\u00e9nage ou de votre assurance b\u00e2timent a un impact sur le climat. D\u00e9couvrez ici comment votre assurance s&rsquo;en sort dans le bilan climatique et ce que vous pouvez faire pour qu&rsquo;elle cesse ses activit\u00e9s nuisibles pour le climat.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4604dc8 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4604dc8\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/uploads-campax.s3.eu-central-1.amazonaws.com\/fr_Klima-RankingVersicherungen_150dpi.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">T\u00e9l\u00e9charger l'int\u00e9gralit\u00e9 du rapport<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81d161b elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"81d161b\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;marker_view&quot;:&quot;bullets&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTable des mati\u00e8res\t\t\t<\/h4>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__81d161b\" aria-expanded=\"true\" aria-label=\"Ouvrir la table des mati\u00e8res\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__81d161b\" aria-expanded=\"true\" aria-label=\"Fermer la table des mati\u00e8res\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__81d161b\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fc2afc4 narrow elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fc2afc4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-08a415f\" data-id=\"08a415f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ffdbb3 elementor-widget elementor-widget-text-editor\" data-id=\"6ffdbb3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Les compagnies d&rsquo;assurance ont une double responsabilit\u00e9 dans <strong>la r\u00e9duction des activit\u00e9s li\u00e9es au charbon, au p\u00e9trole et au gaz :<\/strong> elles sont non seulement des assureurs, mais aussi des bailleurs de fonds et des actionnaires d&rsquo;entreprises de ces secteurs.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7742d2a elementor-widget elementor-widget-text-editor\" data-id=\"7742d2a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Campax a \u00e9valu\u00e9 la performance climatique des compagnies d&rsquo;assurance suisse de biens et de responsabilit\u00e9 civile. Les r\u00e9sultats sont d\u00e9cevants. <strong>Aucune des huit compagnies d&rsquo;assurance \u00e9valu\u00e9es n&rsquo;a de directives conformes aux objectifs de l&rsquo;accord de Paris sur le climat.<\/strong>&nbsp;<\/span><b>Generali<\/b> obtient la meilleure note, avec un score relativement \u00e9lev\u00e9 tant pour ses directives d&rsquo;investissement que pour ses directives d&rsquo;assurance. Elle est la premi\u00e8re entreprise \u00e0 avoir pris des mesures pour exclure de l&rsquo;assurance le d\u00e9veloppement de nouvelles installations p\u00e9troli\u00e8res et gazi\u00e8res tout au long de la cha\u00eene de valeur. La derni\u00e8re du classement est la <b>Vaudoise<\/b>, dont les directives d&rsquo;investissement sont faibles et impr\u00e9cises. Sur le papier, elle exclut les entreprises actives dans le secteur du charbon et du p\u00e9trole et du gaz non conventionnels, mais elle ne donne aucune indication sur la mani\u00e8re dont elle d\u00e9finit ces entreprises, m\u00eame apr\u00e8s avoir \u00e9t\u00e9 interrog\u00e9e \u00e0 ce sujet. Il est r\u00e9jouissant de constater que <b>Baloise a d\u00e9cid\u00e9 en 2022 de se retirer de l&rsquo;assurance des installations fossiles <\/b>et que la Mobili\u00e8re n&rsquo;est pas non plus active dans ce domaine.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ec1aaf elementor-widget elementor-widget-image\" data-id=\"6ec1aaf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/campax.org\/wp-content\/uploads\/2025\/03\/Tabelle_Ranking_fr.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Tabelle_Ranking_fr\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NjIyNzcsInVybCI6Imh0dHBzOlwvXC9jYW1wYXgub3JnXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI1XC8wM1wvVGFiZWxsZV9SYW5raW5nX2ZyLnBuZyJ9\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"376\" data-src=\"https:\/\/campax.org\/wp-content\/uploads\/2025\/03\/Tabelle_Ranking_fr-1024x481.png\" class=\"attachment-large size-large wp-image-62277 lazyload\" alt=\"Note des compagnies d&#039;assurance :\n- Generali : 6,4 \/ Investissements : 6,4\n- Allianz : 6,2 \/ Investissements : 4,3\n- Zurich : 5,4 \/ Investissements : 5,8\n- AXA : 4,0 \/ Investissements : 6,3\n- Helvetia : 2,6 \/ Investissements : 6,9\n- B\u00e2loise: investissements: 4,7\n- Mobili\u00e8re: investissements: 3,9\n- Vaudoise: investissements: 2,0\" data-srcset=\"https:\/\/campax.org\/wp-content\/uploads\/2025\/03\/Tabelle_Ranking_fr-1024x481.png 1024w, https:\/\/campax.org\/wp-content\/uploads\/2025\/03\/Tabelle_Ranking_fr-300x141.png 300w, https:\/\/campax.org\/wp-content\/uploads\/2025\/03\/Tabelle_Ranking_fr-768x361.png 768w, https:\/\/campax.org\/wp-content\/uploads\/2025\/03\/Tabelle_Ranking_fr.png 1447w\" data-sizes=\"(max-width: 800px) 100vw, 800px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/376;\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7644914 elementor-widget elementor-widget-text-editor\" data-id=\"7644914\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>\u00c9valuation des directives d&rsquo;investissement et d&rsquo;assurance des huit plus grandes compagnies d&rsquo;assurance non-vie en Suisse. La note maximale est de 10. Selon les informations fournies par les compagnies elles-m\u00eames ou d\u00e9duites par les auteur\u00b7ices, la Baloise, la Mobili\u00e8re et la Vaudoise ne sont pas actives dans l&rsquo;assurance des installations \u00e0 combustibles fossiles. <a href=\"https:\/\/campax.org\/fr\/le-classement-climatique-de-votre-assurance-passez-a-laction\">Vous trouverez ici une \u00e9valuation plus d\u00e9taill\u00e9e pour chaque compagnie.\u00a0<\/a><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-751c56e narrow elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"751c56e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6ef5e3d\" data-id=\"6ef5e3d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4dbbf4a elementor-widget elementor-widget-heading\" data-id=\"4dbbf4a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Les cons\u00e9quences des directives lacunaires\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e2a949 elementor-widget elementor-widget-text-editor\" data-id=\"6e2a949\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Les lacunes dans les directives ont de lourdes cons\u00e9quences, comme le montre l&rsquo;exemple du <strong>terminal de gaz liqu\u00e9fi\u00e9 de Calcasieu Pass<\/strong> aux \u00c9tats-Unis, dans lequel Swiss Re, AXA, Allianz, Zurich et Helvetia sont impliqu\u00e9es. <strong>Le terminal a non seulement de graves r\u00e9percussions sur le climat, mais \u00e9galement sur la population locale.<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-290f60c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"290f60c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d6ac47b\" data-id=\"d6ac47b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf7cbc9 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"cf7cbc9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" data-src=\"https:\/\/campax.org\/wp-content\/uploads\/2025\/03\/Solomon.png\" class=\"attachment-large size-large wp-image-61750 lazyload\" alt=\"\" data-srcset=\"https:\/\/campax.org\/wp-content\/uploads\/2025\/03\/Solomon.png 300w, https:\/\/campax.org\/wp-content\/uploads\/2025\/03\/Solomon-150x150.png 150w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/300;\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-55d8376\" data-id=\"55d8376\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dcccef3 elementor-widget elementor-widget-text-editor\" data-id=\"dcccef3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">\u00abL&rsquo;exploitation du terminal d\u00e9truit nos zones de p\u00eache traditionnelles. (\u2026) La pollution de l&rsquo;air et de l&rsquo;eau provoque de l&rsquo;asthme et des maladies de peau chez nos enfants. Beaucoup d&rsquo;entre nous d\u00e9veloppent un cancer. Chaque jour o\u00f9 le terminal de Calcasieu Pass LNG est en service, il cause des dommages irr\u00e9versibles\u00bb \u2013 Solomon Williams Jr., p\u00eacheur dans la longue tradition familiale<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fbb8867 narrow elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fbb8867\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c265754\" data-id=\"c265754\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3049281 elementor-widget elementor-widget-heading\" data-id=\"3049281\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Les assurances se tirent une balle dans le pied\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef314e3 elementor-widget elementor-widget-text-editor\" data-id=\"ef314e3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pourtant, il serait <strong>dans l&rsquo;int\u00e9r\u00eat des assurances de freiner le r\u00e9chauffement climatique.<\/strong> Ce sont elles qui supportent les co\u00fbts occasionn\u00e9s par des temp\u00eates de plus en plus fr\u00e9quentes et violentes. Au niveau mondial, environ 40 % des dommages caus\u00e9s par les temp\u00eates sont pris en charge par les assurances. Dans les \u00c9tats am\u00e9ricains particuli\u00e8rement touch\u00e9s par les intemp\u00e9ries, <strong>plusieurs compagnies d&rsquo;assurance ont fait faillite, d&rsquo;autres se retirent compl\u00e8tement de ces r\u00e9gions.<\/strong> Cela a pour r\u00e9sultat que les propri\u00e9taires ont du mal \u00e0 trouver une assurance.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-48f73d9 narrow elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"48f73d9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6cfee6a\" data-id=\"6cfee6a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf0be77 elementor-widget elementor-widget-heading\" data-id=\"bf0be77\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">La Suisse sera-t-elle bient\u00f4t inassurable ?\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e8d45e elementor-widget elementor-widget-text-editor\" data-id=\"7e8d45e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">En Suisse, la situation est pour l&rsquo;instant diff\u00e9rente, gr\u00e2ce au syst\u00e8me d&rsquo;assurance contre les dommages caus\u00e9s par les \u00e9l\u00e9ments naturels. Mais les dommages assur\u00e9s augmentent \u00e9galement dans ce pays. La pr\u00e9sidente de l&rsquo;autorit\u00e9 de r\u00e9gulation europ\u00e9enne EIOPA s&rsquo;est r\u00e9cemment dite pr\u00e9occup\u00e9e par la dur\u00e9e pendant laquelle les pays de l&rsquo;UE pourront encore supporter cette situation. En 2015, Henri de Castries, alors PDG d&rsquo;AXA, avait d\u00e9j\u00e0 fait des pr\u00e9visions sombres : <strong>\u00ab Une augmentation de la temp\u00e9rature moyenne mondiale de 2 degr\u00e9s peut encore \u00eatre assur\u00e9e, mais une augmentation de 4 degr\u00e9s ne le sera certainement pas \u00bb.<\/strong> Afin de ne pas contribuer \u00e0 mettre en p\u00e9ril leur propre mod\u00e8le \u00e9conomique, les compagnies d&rsquo;assurance devraient prendre leurs responsabilit\u00e9s et orienter leurs activit\u00e9s vers l&rsquo;objectif de limiter le r\u00e9chauffement climatique \u00e0 1,5 degr\u00e9.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1728c451 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1728c451\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/uploads-campax.s3.eu-central-1.amazonaws.com\/fr_Klima-RankingVersicherungen_150dpi.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">T\u00e9l\u00e9charger le rapport complet<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-93c8157 narrow elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"93c8157\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5ea1dac\" data-id=\"5ea1dac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1bf9e1a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1bf9e1a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a97689d elementor-widget elementor-widget-heading\" data-id=\"a97689d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce que vous pouvez faire\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e52dfea elementor-widget elementor-widget-text-editor\" data-id=\"e52dfea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Les compagnies d&rsquo;assurance sont en concurrence f\u00e9roce et soucieuses de leur r\u00e9putation. Elles sont sensibles aux pressions de la soci\u00e9t\u00e9 civile. Nous vous encourageons \u00e0 <strong>user de votre influence en tant qu&rsquo;assur\u00e9\u00b7e en demandant \u00e0 votre compagnie d&rsquo;assurance de renforcer ses directives.<\/strong> Si la compagnie d&rsquo;assurance ne pr\u00e9voit pas d&rsquo;am\u00e9lioration, envisagez de changer de compagnie.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcf729e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"bcf729e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/campax.org\/fr\/le-classement-climatique-de-votre-assurance-passez-a-laction\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contacter maintenant ma compagnie d'assurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8095b3c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8095b3c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a2839fa narrow elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a2839fa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-83be4a7\" data-id=\"83be4a7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55c9fae elementor-widget elementor-widget-heading\" data-id=\"55c9fae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Soutenir cette campagne<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-836772a elementor-widget elementor-widget-text-editor\" data-id=\"836772a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Par des <strong>recherches approfondies, un travail de relations publiques et des \u00e9changes directs avec les entreprises<\/strong>, nous nous engageons efficacement pour une meilleure protection du climat par les compagnies d&rsquo;assurance suisses. Soutenez-nous d\u00e8s maintenant.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d86875d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"d86875d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/campax.org\/fr\/dons-campagne-climat\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Faire un don maintenant<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Le classement climatique de votre assurance Les directives des assurances de biens et responsabilit\u00e9 civile suisses sous la loupe. Le choix de votre assurance responsabilit\u00e9 civile, de votre assurance m\u00e9nage ou de votre assurance b\u00e2timent a un impact sur le climat. D\u00e9couvrez ici comment votre assurance s&rsquo;en sort dans le bilan climatique et ce que [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":62027,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[68,65],"tags":[],"class_list":["post-62162","page","type-page","status-publish","has-post-thumbnail","hentry","category-clima-fr","category-news-fr"],"acf":[],"publishpress_future_action":{"enabled":false,"date":"2026-08-08 17:35:23","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/pages\/62162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/comments?post=62162"}],"version-history":[{"count":31,"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/pages\/62162\/revisions"}],"predecessor-version":[{"id":62603,"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/pages\/62162\/revisions\/62603"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/media\/62027"}],"wp:attachment":[{"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/media?parent=62162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/categories?post=62162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/campax.org\/fr\/wp-json\/wp\/v2\/tags?post=62162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}